Privacy Policy

1. Interpretation and Definitions

Definitions

• Application: Loan App - Borrow Now
• Company: NomiX
• Personal Data: Any information that identifies an individual
• Service: The Loan App - Borrow Now mobile application
• You: The user of the Service

2. Information We Collect

Personal Information

We may collect certain personal information when You use our Service, including:

• Full Name
• Email Address
• Password (securely hashed)
• Contact Number
• Location
• Gender
• Date of Birth

Usage Data

We may automatically collect certain information such as device type, operating system version, app interactions, IP address, crash logs, diagnostic information, and general usage statistics.

Advertising and Analytics Data

Our app may use third-party services for analytics, crash reporting, notifications, and advertising. These services may collect information such as advertising identifiers, device identifiers, app activity, and performance data.

3. How We Use Your Information

• To create and manage user accounts
• To provide loan assistance features and related services
• To process, manage, and track application activity
• To improve app functionality, security, and performance
• To send important updates, notifications, and service-related messages
• To analyze usage and improve user experience
• To comply with legal obligations

4. Third-Party Services

We may use trusted third-party tools and SDKs to operate and improve the Service. These may include:

• Firebase Analytics
• Firebase Crashlytics
• Firebase Cloud Messaging
• Facebook SDK / Meta Audience Network
• TradPlus mediation services
• Yandex advertising services

5. Push Notifications

We may use push notifications to send You important account updates, service notices, and app-related information. You can manage notification permissions through Your device settings.

6. Advertising

Our app may display ads through third-party advertising partners. These partners may use device identifiers or similar technologies to provide and measure ads, improve relevance, and prevent fraud.

7. Data Security

We take reasonable and industry-standard measures to protect Your personal data against unauthorized access, alteration, disclosure, or misuse.

8. Data Retention

We retain personal data only for as long as necessary to provide the Service, fulfill the purposes described in this Privacy Policy, resolve disputes, enforce agreements, or comply with legal obligations.

9. Data Deletion & User Rights

You have the right to request deletion of Your account and associated personal data at any time.

Once a valid deletion request is submitted, the data removal process will begin and Your data will be permanently deleted from our systems within 48 hours, unless retention is required for legal, security, or fraud-prevention purposes.

10. Sharing of Data

We do not sell or rent Your personal data. We may share data only in the following situations:

• With service providers who help operate the app
• To comply with legal obligations or valid legal requests
• To detect, prevent, or address fraud, security, or technical issues
• With Your consent

11. Children's Privacy

Loan App - Borrow Now is not directed to children under the age of 13. We do not knowingly collect personal data from children. If We become aware that such information has been collected, We will take appropriate steps to delete it.

12. Government Disclaimer

Loan App - Borrow Now is a private application operated by NomiX and is not affiliated with, endorsed by, or representing any government entity.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.